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Will Your Homeowners’ Insurance Cover Christmas Hazards?

Christmas is generally thought to be a happy time of year. Accidents, however, can take the fun out of the holiday. Understanding what risks surround the holiday is the best way to keep them from...

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Scautub Agency: What We’re Thankful For

The agents and staff at Scautub Agency LLC would like to pass on this very personal and heartfelt message to all of their clients during this special holiday season. Thanksgiving is a time for...

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Winterize Your Vehicle the Right Way to Avoid Expensive Auto Repairs

When winter brings its cold temperatures and long nights, your car may have trouble working as it should. If you want to make sure your vehicle is functional even on the coldest days, there are a few...

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When to Review Your Commercial Insurance Coverage

Your business needs can change with time. Your commercial insurance policy should reflect these changes. Scheduling a commercial insurance review every two or three years to keep it up to date is...

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What Can You Do If You Lose Your Car Insurance?

Losing your auto insurance can be hard to deal with, but it does happen, so you need to be prepared. Non-renewals and cancellations are the two most common ways an insurance provider will let a person...

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Why Should You Re-Examine Your Homeowners Insurance?

Requesting a review of your homeowners insurance policy will ensure that you aren’t paying too much for your policy. It will also ensure that you are sufficiently covered against a variety of incidents...

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Is Car Insurance Loyalty Discount a Myth?

Are car insurance loyalty discounts a real thing? Many people are puzzled regarding the reality of this car insurance myth. Yes, you can get discounts on your auto insurance policy from your insurance...

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How to Make Your Business Thrive During an Economic Recession

The state of the economy of any state or country determines how high consumer confidence is, the willingness to take a risk, revenue generation, and the rate at which consumers spend. All these factors...

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Understanding the Use of Four-Wheel Drive

During inclement weather, driving can be tough at times. You’ll have to navigate slick pavement and roads filled with snow and gravel. During these tough conditions, four-wheel drive is an asset you...

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Why Your Home Insurance Coverage May Not Reflect the Market Value of Your Home

You may be surprised to learn that your home insurance coverage may not accurately reflect the value of your home. Determining the value of your home can be complicated. Here is a look at some of the...

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5 Effective Tips to Lower Your Electricity Bill

Everyone wants to save money. Sometimes, it’s the little things that make the most difference, especially when they become a habit. The more you and your family start following through with these small...

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Common Insurance Mistakes That You Should Avoid

Insurance is something you need to consider carefully so that you can protect yourselves from various types of loss. The problem is, most policyholders don’t take the time to learn everything they...

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Will My Home Insurance Cover Me If I Work from Home?

Working from home became the norm after the pandemic started. Even while the pandemic spirals down, companies still have some of their staff work from home. Some now run shifts between working from the...

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Why Do You Need Car Insurance Even If You Don’t Have a License?

Is it possible to get a car insurance policy without a license? It can be a little difficult to find an insurance provider willing to offer you coverage, but it isn’t impossible. Start by making cold...

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5 Types of Business Insurance Policies You Must Have in Place

As a business owner, you face several types of risks that may result in significant losses to your business. Having the right business insurance in place will protect you in the event of an unfortunate...

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3 Factors That Affect the Calculation of Your Home Insurance Premium

A home insurance policy protects your home from damages caused by unforeseen events, including thefts, vandalism, and natural disasters that might render your home unfit for living either on a...

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Common Insurance-related Terms That You Need to Be Aware Of

While choosing the right insurance is a task in itself, understanding all the terms and jargon related to it can be quite overwhelming. Since most people have no prior experience before getting their...

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Home Insurance Exclusions: What Is Not Covered by Your Policy

A standard home insurance policy covers your home and its belongings against named perils. While the coverages and offers might look great, it is important to also know the threats and hazards not...

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5 Mistakes to Avoid When Filing a Home Insurance Claim

There are some common mistakes many homeowners make when they file a home insurance claim. These mistakes, no matter how small, can have severe consequences. Below are five common mistakes to avoid...

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Business Interruption Insurance: An Overview

Business interruption insurance replaces income lost by business owners due to certain covered events. These events include fire and water incidents, as well as certain other natural disasters....

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